Category Archives: Career & Money

Cost Of Living In Malaysia VS Singapore

Category : Career & Money , Living

Some people say it’s much cheaper to live and work in Malaysia, while in Singapore the cost of living is so high that you’d practically need to take out a personal loan just to survive for a couple of months. But is that really true? Read this infographic to find out more about cost of living in these two country.

Brought to you by Loanstreet.

Career Comeback Programme: The Answer For Women Returning To Work!

Category : Career & Money , Living

Did you take some time off work and want to get back on to the work wagon but having difficulty in doing so?

There’s good news for women who have taken career breaks because a new government grant was just launched to encourage companies to employ women who have taken career breaks. This is a part of a nationwide plan to increase female participation in the workplace in Malaysia.

The grant is an answer to may women who have taken some time off to deal with family issues to look after dependants or for other family commitments and returning back to work for these women hasn’t been an easy journey. It was announced by the Minister of Women, Family and Community Development (KPWKM) YB Dato’ Sri Rohani Abdul Karim that this initiative is part of the Career Comeback Programme, which was launched yesterday.

The programme has been set up to mainly provide opportunities for women to return to work. KPWKM together with TalentCorp launched a Career Comeback Grant to provide financial incentives for employers to implement programmes to recruit and retain women who have been on career breaks. This initiative will support employers in meeting their talent needs as well as increase diversity and inclusion in their workplace to contribute to long-term business success.

For women returning to work, there are many challenges they face and this programme helps to optimise the local talent pool that’s available in Malaysian women. It will help enable and empower them to succeed in their careers and at the same time, deal with their personal obligations.

The grants – the Resourcing Grant and the Retention Grant – are structured for companies to attract and retain women who have been on career breaks for more than six months. Eligible companies may claim one or both grants.

According to research carried out by KPWKM and the UNDP2, two out of every three women surveyed gave up their jobs to look after their children and were between the ages of 25-39, a pivotal time in career development. Others left to look after family members, or find an easier work-life balance.

Whatever the reason it was for women who had to take a career break, KPWKM wants to encourage as many women as possible to return to the workforce. With this programme, it will ease the returning to work for these women and hopefully, they won’t find it too daunting a process.

So far, this programme has gotten some great feedback. Recently, KPWKM and TalentCorp also organised a Career Comeback Fair where they saw more than 30 employers taking part and attracted more than 500 women at the fair. Companies such as Accenture Malaysia, EcoWorld, Maybank Group, Shell Malaysia, Sunway Group and Taylor’s Education Group took part in the fair.

For employers who are keen to know more about the Career Comeback Grant, and for women who are interested to find out more about job opportunities and ways to submit their résumés, visit their website for more information.

[Infographic] 9-Step Cheat Sheet For Becoming An Expert Public Speaker

Category : Career & Money , Home , Living

The skin goes pale, the hands start shaking, sweat beads appear on your forehead and your mind is running at lightning speed and you start to feel faint.

Do those symptoms sound familiar? It may be too close to home for some of you who dread public speaking. It can even feel like you’re falling ill and yet the instant cure for that feeling is when you step away from the podium.

Some people really do feel nervous and have a deep dislike for public speaking. Unfortunately, not all of us who dislike public speaking can get away from it. Sometimes, there is a need for it, especially in a work environment. And when that falls to head, it can be a living nightmare for some!

If public speaking is the bane of your life, try not to panic so much. We found this infographic that can offer some great advice on how to become a good public speaker. There are some very valid points in this infographic. So, if you need help in this area, read the information below.

Before you know it, with these tips, you’ll be able to overcome your insecurities of public speaking and conquer it!

Wobb: The New Recruitment Tool!

Category : Career & Money , Living

We’re sure that most of you have heard about Jobstreet when it comes to looking for jobs. Well, there’s a new kid in town. And they’re called Wobb. 

Wobb?? Yes. Wobb. It is a new Gen-Y recruitment tool in Malaysia and it’s cited to be a hit with job seekers especially those with a creative or marketing background. The site covers a large variety of companies, from e-commerce, gaming, lifestyle, logistics, food & beverage, marketing and event, technology, software, media, education, mobile, telecommunications, trade and even transport!

Many of us have been in jobs where we had the unfortunate experience with being a job with a company culture that doesn’t suit us or that we’re happy in. With Wobb, it’s a different job seeking process.

Through Wobb, job seekers can get in touch directly with companies that they are specifically interested in. It helps to narrow down what the job seeker is keen on in terms of looking for a job. They specialise in helping to link job seekers looking for a company with the right type of company culture that suits the job seeker.

Wobb was built to specifically help a job seeker make better decisions about who the best employers are in Malaysia. Wobb houses many progressive companies, that are purpose driven, innovation led, and have modern work cultures. Companies such as MyBurgerLab, Flexiroam, MilkADeal and MyTeksi are some of the companies who have started to use Wobb with more companies on their website.

So if you’re looking for a job and would like to try a different sort of approach in your job seeking process, perhaps you can give Wobb a try. You’ll never know till you try. Happy job hunting!

18 Ways To Be Positive At Work

Positivity changes everything. It especially makes a difference when the clouds seem dark and when you feel things are hopeless. Don’t let those feeling get to you. Allow positivity to come in and rule the day.

Having a good environment and a healthy outlook can really make any situation better. Being positive helps you to also become more productive. We found an infographic that identifies 18 actions and behaviours that will allow you to go through your work day in a more rewarding way.

Everything can be a drag to us if we allow it to. The daily commute to work can often set the tone for how your work day is going to be. It is important to have a positive mindset for the start of your work day. Try listening to inspirational music to help calm you if you’re feeling stressed or groove along to some cool tunes if that’s what helps you de-stress.

Plan ahead while allowing yourself to get into work a little earlier so you’ve time to set the tone for the day. Not arriving rushed off your feet does help to allow calmness in your work day.

And to keep you in that more relaxed mindset which helps generate positivity, consider setting time aside to exercise. According to the doctors at the Mayo Clinic, exercise helps not just with overall health but helps to improve your mood, boost energy and promotes good sleep.

It is important for you to feel inspired to strive for personal excellence. Doing a good job for work is one thing but doing a good job for yourself is another. The sense of ownership and pride of doing a great job can be very motivating and this will help encourage you to continue to work positively to achieve your goals.

At work, there can be quite a lot of criticism around you but there also can be positive things around you as well. It is what you make it to be. So make it a better place by starting to have a positive attitude to work and to your life.

For more ways on how to manage your work stress, get more tips here.

Source: Mayo Clinic

How To Do Fearless Networking

Category : Career & Money , Home , Living

Do you hear the word “networking” and break out in a sweat? Or do you just groan internally because you dread the thought of having to do just that?

Being a fearless networker allows you to develop relationship with people of all walks of life and sometimes, you’ll meet some pretty amazing people in the process. Networking allows you to show your value to decision makers and ultimately, help you better position yourself for more exciting opportunities.

There are two main networking settings – in person and online. And if you’re worried about that next networking session, fear not for we have some tips for how to network in person.

1. Do your homework and develop a plan

  • Prior to attending an event, do your homework. Try to find out who is attending the event. Then, use the internet and try to find out as much as possible about people you know that will be attending the event.
  • The internet can help you learn a lot about people and their backgrounds. Key information to research should include: where they work, what schools they attended (if that is available), if they have been in any news lately, what positions they hold at work, and any commonalities. A great resource is an individual’s LinkedIn profile, if they have one.
  • Information like this will help you speak to these people at the event.
  • Once you’ve researched the necessary information you need, rank the people you want to meet in order of importance to you. This means how you rank them will depend on your goal.
  • At events, there may not be a lot of time. Thus, it is important to manage your time and be able to network wisely.

2. Execute your mission

  • At the event, use your ranked list of individuals to start introducing yourself to the people you want to get to know. If you feel you are not able to introduce yourself directly to the person, find ways of being introduced to them through a mutual acquaintance or a mutual friend.
  • Addressing people by their names and a firm but not hard hand shake gives good impressions. Making eye contact when you meet a person for the first time is also very important on making a good impression.
  • Once an introduction is made, the main important thing is to highlight commonalities to keep conversation flowing.
  • In using commonalities, you’ll help create an emotional connection with the person, helping that person remember you.
  • Always remember to be professional when speaking with that person. Do not force an introduction or include in the conversation information about them that is not public knowledge. Be discreet and do not summarise their career for them. You’ll end up freaking them out instead!

3. Follow-up your conversation

  • Following up your conversation with a timely note highlighting parts of your discussion and expressing both your interest in staying in touch with them and your willingness to be of help is key.
  • Exchange business cards and if it’s possible, send them an invitation to connect on LinkedIn, to help you keep that connection.
  • Learn to read the person you are talking to. If they are not willing to share much information about themselves, learn to take a step back and not push so much. No one likes someone who pushes too hard.
  • If you find that they do not have a LinkedIn profile, that’s fine because with their business card, you’ll be able to keep in touch with them via email or even through a phone call.
  • The sooner you follow up, the less likely is that person going to forget you.


Do not hesitate to work that room and connect with people who interest you. Quell that fear because networking is all about getting to know people and also reaching out for opportunities that there are out there.

You know that saying that you don’t ask, you don’t get? Well, it’s true in some cases, so don’t lose out. Work that room fearlessly and may good opportunities flow your way.

Source: Forbes & Levo

6 Tips To Manage Your Time More Effectively

Category : Career & Money , Living

We can get lost in the day-to-day business of our lives; here are some tips to help you manage time more effectively.

via Huffington Post

Two words – importance and urgency! As humans, it is the norm to focus on things which demand an immediate response, like notifications on phones, and to delay things which are most important, like exercising.

But to be really productive, you need to look at what you spend your day doing. In most cases, the tasks are not things you chose; rather those are what being asked of you. So it is a constant battle between things that are most important and things that are most urgent. To fix that, here’s what you can do:

Say no

We, humans, tend to operate on the basis that when someone asks you to do something, you almost always say yes. Don’t be afraid to say no once in a while just because you were asked nicely. People tend to instinctively respect those who can say no.

Balanced leisure

It’s ok to watch TV or surf the Internet but do so in a manner that does not require you to be glued in. You can do a lot with those hours you spend catching up on the latest series or Facebooking. It is just about balancing your time with what’s important.


Modern technology has made it impossible to focus properly. With emails and social media demanding our constant attention, these are now an addiction of sort. The solution is simple – turn off all your notifications! Choose to check these things when you have the time to be distracted, like lunch break.

Schedule your priorities

Change the mindset of “I’ll get round to it” and give your highest priorities a set time in advance. Say no to anything that would stop you from accomplishing things that matter to you and arrange to do it. This is about being disciplined with your time.


Again, everyday you will find things that demand your attention but do turn off from unnecessary requests. There are people or task you won’t find time to reply to and these are requests you can allow yourself to forget. The payoff is you get done what really matters.

Less volume, more time

There’s always millions of thing you need to do but the trick is to pick no more than 1 – 3 a day and relentlessly pursue those. Your brain will try to go against this limit and other people will not like it but do it anyway. Refocusing your all on one task at a time is definitely more efficient that multi-tasking. It gives you time to excel at your job.

9 Ways To Be Productive Everyday

Category : Career & Money , Living

Productivity is probably a word that both sparks determination and draws disgruntled sighs from many of us. We’re expected to work our darnest and deliver results, so the question is how do we get there in the most efficient way?

Thanks to Ninja Infographic, you can adopt these nine tips to achieve the most productivity in a day. We’d also like to add one more to the list – cursing! Not kidding, you can read how this will help you here.

Have a productive day ahead folks!

Investments As A Form Of Savings

Category : Career & Money , Living

Personal protection or savings investment, which would you choose? Or… do you even need to choose?

Insurance plans and saving investments – two big words that might sound confusing, vague and intimidating to some. Nonetheless, it is these exact two words that you’d regret not investing in when you’re met with an accident or when the debts pile up – which is exactly why one should consider getting them.

‘But times are hard. Prices keep increasing, I’ve got mouths to feed, my boss is stingy – and still you expect me to invest in so many things,’ you say? Our answer is yes, and no.

What we’re trying to say is that you can get covered, as well and save up for your future – all with just one right move. This is all possible with investment-linked insurance plans.

What are they?

Plans like these are essentially well-strategised plans that combine protection with a regular savings programme. The gist of it is that they address major life concerns by providing a balance between security and wealth.

What are they good for?

The way we see it, these plans are sort of like investments as a form of savings, and can do you a whole lot of good for your future.

Whether it’s for your retirement, your family’s future necessities, or simply attaining your personal goals and getting the things you’ve been yearning for – investment-linked insurance plans ensure that you can grow your fortune and allow you to plan for the good things in life, while providing protection coverage for your life.

As if all that is not enough, most of them even have the flexibility to suit a customer’s lifestyle. While available in all sorts of packages, the most common and beneficial ones offered are as:

  • A plan that creates accumulated funds for your retirement.
  • A plan guarantees protection and cash pay-outs for you and your family.
  • A plan that generates funds for when you need it the most.

All these are just major win-win situations, if we don’t say so ourselves! As a food for thought, we leave you with this: why choose between having savings or insurance plans when you can have the best of both worlds with just one right choice?

***This article is brought to you by Etiqa, the Insurance & Takaful arm of Maybank Group 

Etiqa offers a variety of investment plans that offer you various opportunities to save, earn and protect. While available in all sorts of packages, two of the most common and beneficial investment-linked insurance plans are:

Elitelink – a protection that lets you personalise till it best suits to your lifestyle. The plan provides you with flexible protection (including Death and Total & Permanent Disability protection) and the opportunity to invest for potentially higher returns, and the best part is that you get to add optional riders that accommodate to the interests you love!

Elite Takafulink – a plan that gives you time with your family and the wealth that they deserve with loyalty bonus, no lapse provision period and a protection coverage that covers Death and Total & Permanent Disability.

For more information, please refer to this website.


The information contained in this article should only be used for general information. Statements and opinions expressed in articles, reviews and other materials herein are those of the authors.

While every care has been taken in the compilation of this information and every attempt made to present up-to-date and accurate information, Etiqa Insurance & Takaful cannot guarantee that inaccuracies will not occur. Etiqa Insurance & Takaful will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through this site.

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10 Signs That You’re Suffering From Burnout

You may think you’re working hard but really, the aftereffects are not pretty.

Burnout – a word that means you’re out of balance; you suffer from exhaustion and have little interest in many of life’s offerings. If left unchecked, burnout can affect your health, happiness, relationships and job performance.

See if you can identify the following signs to keep your physical, mental and emotional health from the deep decline:


The first clear sign of burnout is feeling tired all the time. You have little energy for anything. Having said that, the exhaustion you experience may be felt in body, mind and soul. It feels like you’re completely spent, in and out!

Lack of motivation

What was once a dream job is now a drab. When you don’t feel enthusiastic about anything anymore or it feels harder to get going in the morning or you need to drag yourself to work, you’re in the burnout zone.

Feeling negative emotions

Do you feel frustrated, cynical or angry all the time? Everyone feels this way from time to time, but you may notice that it’s a perpetual cloud hanging over you. It may be that you’re feeling disillusioned with everything and what you’re doing doesn’t matter much anymore.

Cognitive problems

The stress from burnout may affect your ability to pay attention and concentrate. This is because when you’re under stressed, your attention tends to focus on the negative element that is being perceived as a threat. While this helps us to deal with the problem at hand, it can be difficult for us to pay attention to other things in the long run. You might find that you’re more forgetful and have a harder time remembering things.

Job performance dropped

The best way to see if you’re burnt out is to measure the quality of your work. As burnout tends to happen over an extended period of time, compare your performance now to previous years. You can see if it’s just a temporary slump or you’re experiencing chronic burnout.

Relationship problems

Stress from your job can play out at home or even the office too. You may find that you’re having more conflicts with those around you. Or you withdraw from family members and colleagues altogether. Talking has become a burden, so you tuned out.


Some people are prone to engage in unhealthy coping strategies when dealing with stress. They may be inclined to drink and smoke excessively, eat too much junk food, not eating enough or not getting sufficient rest.


This means you can’t seem to tune out from the stresses of the day even when you’re not working. Your mental energy is being spent mulling over your job and it’s interfering with your personal or social life.

Increased dissatisfaction

Generally, you have the tendency to feel less happy and satisfied with your career and personal life. You’re always finding fault with everything and everyone. The dissatisfaction makes it feel like you’re stuck in your current situation without a way out.

Health problems

When chronic stress takes over your life, it reveals itself in the form of serious health problems like digestive issues, heart disease, depression and obesity. The aftereffects of burnout create a whole lot of issues in your body.

Source: Forbes 

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